Boulder West Financial Services

Last Updated May 2, 2008

Long-term interest rates stayed about the same (mortgages 6.00%, 10-year Treasury 3.84%) as markets quarreled over the m... more

Getting closer to the truth about of today's housing and mortgage markets often involves ignoring the headlines.

to the most unusual website in the mortgage industry. We are a pure information site: you need not register to gain access, there is no on-line application here, no calculator, and no list of rates and programs. See "Mortgage Credit News" for current mortgage market conditions (and then some...)

We are a mortgage bank, though we spend most of our time helping clients with family finance. We have the same programs and prices found everywhere: mortgages are commodities, and we won't try to kid you otherwise.

We earn our keep as counselors and coaches, helping you to play the mortgage game. Calculation and application we should do for you — and no one, ever, should quote a rate to you without first understanding your whole financial situation, objectives, and the properties you might buy. Knowing your dreams helps, too.

We're in the best deal business. Sometimes that means we're the cheapest (more often in a tie for lowest cost in a world of commodity mortgages), but ALWAYS the leader in value-added information. Example: give us 15 minutes to teach you how to manage your credit scores and we'll likely save you more money than the gap between the high quote you got today and the low. Try it: best and cheap.

We're no longer across from the Hotel Boulderado on 13th Street. Click here for a map and directions to our new location in Lafayette, Colorado.

Mandatory reading if you're getting a mortgage—even if you're an experienced borrower. The inside mortgage story, who's doing what to whom, stripped of sales jive.
(Or click here to download Mortgage Essentials in Adobe Acrobat™ format).

Mortgages, money, debt, bonds, real estate... and the dreadful, deceitful, and delightful operations of business, government, and citizens where money is concerned.

Links to our bankers and their resumes (a skilled and eccentric crew) — when you need help with a mortgage they're right on target.