Mandatory reading if you're getting a mortgage—even if you're an experienced borrower. The inside mortgage story, who's doing what to whom, stripped of sales jive.
(Or click here to download Mortgage Essentials in Adobe Acrobat™ format).

Links to our bankers and their resumes (a skilled and eccentric crew) — when you need help with a mortgage they're right on target.

We are a mortgage bank, though we spend most of our time helping clients with family finance. We have the same programs and prices found everywhere: mortgages are commodities, and we won't try to kid you otherwise.

We earn our keep as counselors and coaches, helping you to play the mortgage game. Calculation and application we should do for you — and no one, ever, should quote a rate to you without first understanding your whole financial situation, objectives, and the properties you might buy. Knowing your dreams helps, too.

We're in the best deal business. Sometimes that means we're the cheapest (more often in a tie for lowest cost in a world of commodity mortgages), but ALWAYS the leader in value-added information. Example: give us 15 minutes to teach you how to manage your credit scores and we'll likely save you more money than the gap between the high quote you got today and the low. Try it: best and cheap.

Our Boulder/North Metro office is no longer across from the Hotel Boulderado on 13th Street. Click here for a map and directions to our new location in Lafayette, Colorado.

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