The Rise of Sustainable Investing: A Guide for Today’s Investors

Sustainable investing, also known as socially responsible investing (SRI) or environmental, social, and governance (ESG) investing, has been gaining significant momentum in recent years. This investment approach focuses not only on generating financial returns but also on considering the environmental and social impact of companies. With growing concerns about climate change, social inequality, and corporate […]

Mortgage Credit News – December 18, 2009

Long-term rates are falling, a brief bout of economic optimism now replaced by renewed “Who knows?” Mortgages are 5-ish (might find a 4-prefix in your stocking) and the 10-year T-note is trying to head back under 3.50%. The optimism crested with a surge in Producer Prices (core up .5% in November), and industrial production better […]

Mortgage Credit News – December 11, 2009

Long-term Treasury yields pierced the post-August high, 3.50%, trading today at 3.57%, but did little damage to mortgage rates still holding close to 5.00%. The proximate causes of the rise: another huge week of Treasury borrowing finally ran into resistance (another $1.4 trillion coming in 2010, so why hurry to buy the paper?), and some […]

Mortgage Credit News – December 4, 2009

Mortgage and long Treasury rates are rising toward four-month highs this morning (5.25% and 3.49%) on a happy surprise in the job market. The monthly survey of big business “non-farm payrolls” found an end to job losses, and got some confirmation from an abrupt drop in the last two weeks’ claims for unemployment insurance. Other […]

Mortgage Credit News – November 20, 2009

Chairman Bernanke’s extraordinary speech on Monday instantly knocked 10-year Treasurys below 3.35%, where they have stayed. Lowest-fee mortgages are 5.00%. Economic data increased the tilt in markets toward concern for the recovery. Retail sales flattened to a .2% gain in October (ex-autos), breaking an apparent up-trend. New claims for unemployment insurance were unchanged at 505,000 […]

Mortgage Credit News – October 23, 2009

Treasury and mortgage rates have again reached their post-August highs, but still in tight ranges: the 10-year T-note 3.48%, low-fee mortgages just under 5.25%. The producer price index fell hard in September, down .6%, the much-hoped-for re-building of inventories not yet underway. Initial claims for unemployment insurance unexpectedly rose, back in the 525,000-550,000 weekly band. […]